BALANCE LOANS PROGRAMS

Super-Conforming (“High Balance” or “Agency Jumbo”) Conventional Loan Limits

Minimum: $417,000 / $625,500
Maximum: $625,500 / $938,250

Super-conforming mortgages are conventional loans that exceed the standard loan limits set by Fannie Mae and Freddie Mac; however, these loans are considered “conforming” conventional loans. These mortgages provide borrowers with access to the necessary funds to purchase a home in an area where housing prices greatly exceed the loan limits for standard conforming loans.

Accordingly, these mortgage loans are only available to buyers with homes in high value counties. Borrowers in the continental U.S. may borrow between $417,000 and $625,000 with a super-conforming loan. Borrowers residing in Alaska, Hawaii, Guam, or the U.S. Virgin Islands may secure between $625,000 and $938,250.